摘 要
截止至2023年6月底,我国投资者数量高达9145.40万,上半年累计为投资者创造收益4172亿元,个人投资者风格逐渐趋于保守,稳健性个人投资者占比35.51%。由于新冠疫情的影响,投资市场长期处于低谷,短期回撤力度偏大,导致许多个人投资者在投资市场中找不到方向,甚至迷茫。如何选择投资产品,在什么时间段选择什么方向的投资策略成为了一个摆在个人投资者面前的严峻问题。
随着社会的发展,社会的方方面面都在利用信息化时代的优势。互联网理财是一种新事物,就让我们在应用中学习,逐步提高自己的理财能力,理财贯穿于我们生活中的各个细节中,随着网络与网民生活的日益融合,互联网理财应该会成为网民生活中的一个热点。
本吾爱理财平台借助互联网的优势开发一个关于市面上常见理财产品的交互平台,促使理财平台变的更加系统化、有序化。致力于为热爱投资,对投资感兴趣的新个体提供产品介绍,类型分析,能够帮助普通投资者更好的利用闲散资金,合理组合资产实现产品收益。
该论文有图44幅,表25个,参考文献13篇。
关键词:理财 投资 互联网 资产
Design and Implementation of My Love Financial Platform
Abstract
By the end of June 2023, the number of investors in China has reached 91.454 million. In the first half of the year, it has accumulated 417.2 billion yuan of income for investors. The style of individual investors has gradually become conservative, and the proportion of stable individual investors is 35.51%. Due to the impact of COVID-19, the investment market has been at a low point for a long time, and the short-term pullback is too strong, resulting in many individual investors being unable to find direction in the investment market, or even confused. How to choose investment products and what direction to choose at what time has become a serious problem for individual investors.
With the development of society, all aspects of society are taking advantage of the information age. Internet financial management is a new thing. Let's learn from the application and gradually improve our financial management ability. Financial management runs through every detail of our life. With the growing integration of the Internet and Internet users' lives, Internet financial management should become a hot spot in Internet users' lives.
This "My Love Financial Management" platform develops an interactive platform about common financial products on the market by virtue of the advantages of the Internet, which makes the financial management platform more systematic and orderly. It is committed to providing product introduction and type analysis for new individuals who love investment and are interested in investment, which can help ordinary investors make better use of idle funds and reasonably combine assets to realize product income.
This paper has 44 figures, 25 tables and 13 references.
Key words: Financial Investment Internet Assets
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